Legal

Privacy Policy

How we handle information collected through this website and our services.

Compliance notice: All legal, privacy, and disclosure content on this site is provided as a working draft. It must be reviewed and approved by the organization's compliance department and qualified legal counsel before publication. Where a compliance‑approved version of any language is provided by a carrier, regulator, or affiliated organization, that exact wording will replace the draft below.

Information We Collect

Information you provide. Name, email, telephone, state of residence, general household or business information, meeting preferences, consent selections, and information you share in forms or conversations.
Automatically collected. Device type, browser type, referring page, pages viewed, general location derived from IP address, and cookie or similar identifiers (see our Cookie Policy).
From service providers. Delivery status, engagement events (opens, clicks), and appointment scheduling data from platforms we use to serve you.

Why We Collect It

To respond to inquiries and schedule consultations you request.
To provide educational information and, with consent, marketing communications.
To operate, secure, and improve our website and services.
To meet regulatory, compliance, and record‑retention obligations.

How We Use It

Information is used to fulfill the purposes for which it was collected. We do not sell personal information. With your consent, we may use contact information to send educational content, appointment reminders, and service updates. You may withdraw consent at any time (see below).

Service Providers

We use vetted third‑party service providers to help operate our business, including a customer‑relationship platform, email and SMS delivery providers, scheduling software, analytics providers, and secure hosting infrastructure. These providers process information on our behalf under contractual obligations designed to protect it.

Retention

We retain personal information for as long as needed to serve you and to meet legal, regulatory, tax, and compliance record‑retention requirements. When information is no longer required, we take reasonable steps to delete or de‑identify it.

Security

We use administrative, technical, and physical safeguards designed to protect personal information. However, no website, email transmission, electronic storage, or method of transmission over the Internet is completely secure. We cannot and do not guarantee the absolute security of information you transmit to us.

Your Privacy Rights

Depending on where you live, you may have the right to:

Request access to the personal information we hold about you.
Request correction of inaccurate information.
Request deletion, subject to legal retention obligations.
Opt out of marketing communications at any time.
Direct us not to sell or share personal information (see Do Not Sell or Share My Personal Information).

How to Exercise Your Rights

Email info@phfinancials.org or call 469‑259‑2112. We will verify your identity before acting on a request.

Children

Our services are not directed to children under 13, and we do not knowingly collect information from them.

Changes to This Policy

We may update this policy from time to time. Material changes will be reflected on this page.